Background

Hi, this is Ruize (Ray) Xia, a contrarian in nature. I don’t like money, and don’t care much about grades & peer competitions. Every morning, the only thing that drove me to school was the fact that new knowledge was being taught there, which was fun. In other words, when all the modules were taught and everyone began to prepare for the exams, it was not fun, and I felt pain to stay. I quit school twice since middle school. It took me four months to realize that my interests diverged significantly from those around me, and two years later, it took me another 5 months (with some dramatic stories) to figure out what my ultimate pursuit was: To help redistribute value in the world. I want the potentials to align with actual outcomes. For this particular reason, I took up investing, and became a counselor.

 

My approach to investing is growth-oriented with a one-year time horizon. Thanks to my indifference to money, money does not stand in the way of me becoming a better investor: it makes copy trade a futile practice to me, enabling me to accept my lack of experience and focus on value creation. Of course, I’d like to see proliferation of net assets in my portfolio, but that would be meaningless to me if such value creation comes from other’s ideas. Since young, I’ve been told that I tend to think very differently than others, and I received tons of disagreements and misunderstandings because of this – humans in nature perceive disagreements as mental attacks, as Ray Dalio said. However, the market is different. Though there’re noises in the short run, in the long-term, it functions as an emotionless weighing machine. If my variant perception proves right, I add value to my portfolio; if I’m wrong, I reflect, learn, and evolve: I’m allowed, and even encouraged, to think differently in the financial market, something I’ve been longing for in years! How can I give up this golden opportunity to grow and challenge myself for some short-term benefits which hold little value to me?!